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• Information we receive from you in various ways, including credit applications, registration and other forms or from the Internet, such as address, telephone number, e-mail address, social security number and date of birth;
• Information about your transactions with us, our affiliates, retailers or others, such as account balance, payment history and credit account usage;
• Information we receive from consumer reporting agencies (also known as credit bureaus), such as your credit score and credit history (“credit reports”); and
• Information we receive from our affiliates and from third parties, such as household demographics.

• Financial service providers, such as insurance companies and others;
• Non-financial companies, such as retailers (other than the retailer(s) where you may make purchases using your credit account opened by us), direct marketers, publishers and others; and
• Others, such as non-profit organizations.

• Disclosure of your credit eligibility information to our affiliates;
• Disclosure of your credit eligibility information, or your transactions and experiences with us, to our affiliates for their use in marketing their products and services to you; and
• Disclosure of nonpublic information about you to nonaffiliated third parties (other than as permitted by law or as described in paragraph 3).

• For joint accounts, an opt out made by one of the joint accountholders will apply to all of the joint accountholders on the same account.
• Please allow several weeks for your opt-out request to take effect.
• Your election to opt out will remain in effect until revoked by you in writing.
• We also will continue to share nonpublic information about you with nonaffiliated third parties as permitted by law and as described in paragraph 3, including sharing your information with the retailer(s) where you may make purchases using your credit account opened by us.

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Last edited on 01:28 am by cynicalninja